vacation package and disney dollars

[kmermaid]

Hello!
I am looking to travel to WDW May '05. It will be myself, DH, DD10, DD7. I have AAA and the Disney Visa. At the moment I have over 1000 points on my disney visa acct. After much research I think the silver package would be the best for us. Looking to stay for 6 nights, what to go to La Nouba, Disney Quest and a water park. We are also looking to do one day at Discovery Cove. My question is can Dreams apply what points I have accumulated to the package? If so when would payment in full would have to be?
Thanks for your help! You guys did my '03 trip and it was great!

Karen